POL Obamacare and Me, You Too?

[LightEcho]

This week my company finally got the info out to us. For a few months when I asked about changes I got "nothing" answers. I figured that our company is self-insured and has decent enough coverage that no changes -at least nothing major for the next year would happen.

Now I got a chance to see the effects. My cost goes up 3 times what it was and the deductible is doubled. My company pays most of the cost but my cost per month went from $98 per month to $330. This is my bail out time. I am not signing up for any insurance. Think about what I can do with $300 per month.

The deductibles work out that I will pay co-pays per visit plus a minimal $2500 deductible before any insurance coverage kicks in. 2013 deductible was $1500. (family) So, this means that I would pay $6,460 (plus copays) next year before any insurance benefit is received. So, the effect is that everyone is just buying insurance for non-payers and our insurance is only calamity coverage.

This tremendous jump in costs is evidence enough that money is being syphoned off to something I do not want to support. Speaking of which, I want to find out how much of that money is sent to the government. If I find info, I will update this thread.

I will not pay a penalty. I reserve my right to freedom. I will not contract with the government to control my family's life events.

The forms they send out to sign must be modified. The form says that I waive the insurance because I am enrolled in other group health insurance. Hmmm.... if I am relying on the providence of God, does that qualify as a group? My family will trust in God to provide for us for as long as He has a mission for us in this world. When it is time to die, we die and go on to a better existence. It really is quite simple if you remove the worldly attachments. We realize how temporary we are here.

Now I need to see that they have no way to reach into my pocket.

 

[Dennis Olson]

I'd use a big red marker on the forms, and write (in large letters): "REFUSE TO ENROLL. WILL NOT BE SUBJECT TO AN ILLEGAL LAW."


I will not enroll. I will not pay a penalty. I will not fill out the part of my TAX RETURN where I'm supposed to detail my health coverage.


THIS IS MY PERSONAL LINE-IN-THE-SAND.

 

[LightEcho]

I'd use a big red marker on the forms, and write (in large letters): "REFUSE TO ENROLL. WILL NOT BE SUBJECT TO AN ILLEGAL LAW."


I will not enroll. I will not pay a penalty. I will not fill out the part of my TAX RETURN where I'm supposed to detail my health coverage.


THIS IS MY PERSONAL LINE-IN-THE-SAND.

That is excatly how I feel. When Americans will not fight for their liberties, they deserve none. This move to control every part of our lives is a GOOD wake-up call for those on the fence. I am glad it is so radical, instead of slowly sliding little cuts into the flesh.



Oh... one other thing.... just what kind of "healthcare" are people buying? I have been completely disgusted with the service and skill I have received over the last.... well..... all my life! It will only get worse.

Forums like this have helped me to learn to use certain remedies and source out other options.

 

[Yarnball]

I am not enrolling either. No penalty. No paperwork. No tax crap. Just not going to do it.

So, here's at least 3 of us. Wonder how many others there are?

 

[nomifyle]

Not only am I not enrolling in the unafordable care act, but I'm also not enrolling in medicare. Luckily I have VA health care and they do not bill medicare. Oh yeah the VA does ask you if you have medicare but unless you press them on it they won't say the don't bill them and I know about the ER thing too.

A close friend of mine said the other day that his doctor just doesn't listen to him. To which I said, of course they don't listen to you, they have too many critical and chronic people to deal with. You have to manage your health care yourself, research and stay on top of your own concerns.

Judy

 

[Curlyq723]

Won't we be fined if we don't have health care?

 

[undead]

Won't we be fined if we don't have health care?

they may subtract from your tax refund, if any, but beyond that, the socialists do not yet have enough majority in the Congress to pass more "stringent" measures against you

I would expect that these left-wing jackasses will not figure out how to cross-reference Obamacare opt-outs to the IRS for years anyway.

 

[Goose]

Obamacare-Exempt & Relies on God's Providence

http://chministries.org

Bronze 'Coverage' is $45 per month per person

Silver is $85

Gold is $150

Coverages explained: http://www.chministries.org/participationlevels.aspx

 

[Finch]

I'm not enrolling either. It goes against everything that I believe in. People say "what will you do if you get sick?." My answer is "I'll lay down till I feel better." If I pass away then it is my time to go. Simple and perfect, in God I trust.

 

[Hfcomms]

I think I'm actually going to get over a $3 an hour raise to go purchase my own insurance as my company is going to ditch the group plan. But I'm not intending on using that money for Obamacare on Obamacare. More silver for Daddy every month. You can lead a horse to water but you can't make him drink. Just ask Dobbins.

 

[Terrwyn]

I have Medicare and supplemental but never use it. I use TCM and pay cash so they don't know my business.
The only thing I am concerned with at my age and with my health is pain control and Medical Marijuana is legal out here and the neighborhood I live in has plenty of Oxycontin and Heroin for sale. So Que Sera, Sera, what will be will be.

 

[Mary]

I have no health insurance nor do I want any. I pay for what I need when I need it. When DH's appendix needed to come out, we paid the doctor, we paid the hospital bills. It took about two years, maybe less, to pay it all off.

I like my GP - actually I *love* her. She knows exactly what is wrong when I go see her for a sinus infection or ear infection. I don't want another doctor. When you don't have insurance they don't pile up the blood test, MRIs, xrays, and other things that aren't necessary. I don't need to know what my cholesterol is, nor do I care. I feel fine. If I don't, I go to bed and rest until it passes. It always does.

Now, LightEcho, you said

I will not pay a penalty. I reserve my right to freedom. I will not contract with the government to control my family's life events.

and Dennis said about the same.

How do I get out of paying the fines? I think they are going to take away the personal deductions straight out. Who knows what other ones. This year, in the state of MA, home of the knee-jerk liberals they fined us $788 for not having health insurance thanks to Bill Weld and his stupid MA health care law. And I can't get out of it. I have to send in a check by the end of the month.

But, my sister said they put this in the hands of the IRS and it is not a "freedom" thing.

I don't know what to do. I'm not getting health insurance. But I don't see how you get out of paying the fines, fees and penalties??? Won't they garnish your wages and/or bank account?

Could someone explain this further - because I'm seriously thinking of changing my religious status to Christen Science so I don't have to do this.

M

 

[Dennis Olson]

At the federal level, supposedly the ONLY recourse (for now at least) for the bloodsucking feds to get the "fine" out of you is from any federal tax refund you might get.

 

[Mary]

What if you don't get a tax refund? I worked last year as a 1099-MISC.

(And if they take it out of your refund, why doesn't DH just claim 3 on his deductions from weekly pay. That will leave us about equal. If I remember correctly you can put down 5 deductions if you want to, it's up to you)

I don't understand this at all. It is our right "to pursue happiness" - why is this not under the auspices of the constitution? Why is it in the hands of the IRS?

I. Don't. Get. It.

M~~

 

[Dennis Olson]

And if they take it out of your refund, why doesn't DH just claim 3 on his deductions from weekly pay.


NOW you're starting to figure it out. As will 150 million Americans...


Why is it in the hands of the IRS?

Two reasons: First, it's the only way the law (with "tax") would be legal. The government can't FINE people for NOT doing something, but it CAN TAX PEOPLE. Second, the army of gestapo is ready and waiting. IIRC, there have been 12,000 more IRS agents hired in anticipation of this thing.

 

[Mary]

Yes, but one would think the gov can't *make* you get health insurance either.

They can't make me eat. They can't make me work. They can't make me love my children. They can't make me go to church. They can't even make me pay taxes unless I do it once - and then I've apparently signed some sort of everlasting contract.

Isn't there a class-action suit going on somewhere against this "law"???

M, grr...!!!

 

[Songbird7777777]

http://chministries.org

Bronze 'Coverage' is $45 per month per person

Silver is $85

Gold is $150

Coverages explained: http://www.chministries.org/participationlevels.aspx

Goose, thank you so much for this info on Christian Health Ministries. I checked it out and talked to a representative and with a pre-existing condition this is very much what I needed. With a part-time job and a disabled daughter this is exactly what I needed and is doable for me. I cannot say how much this is so appreciated! God bless you!

I forgot to add that this is Obamacare complient!

 

[FarmerJohn]

I knew that I was ineligible for a subsidy so while waiting for the exchange snafu to get straightened out I did some exploring and discovered that thanks to the ACA I can now change from my current policy to a new one even though I have a preexisting condition.

The new one is a better fit for me and far cheaper, too. All the same MDs, specialists, drugs, etc. I'm no longer job-locked.

 

[Dennis Olson]

"CHA-CHING!!" (another payday to FJ from the FedGov, as the party line is once again posted WORD-FOR-WORD.)

 

[Laurane]

but Farmer John - you can also pay for the immigrants who don't have insurance and do qualify under the ACA, such as those who have worked outside the country and now decide to come home to live.......

or the elderly parents of immigrant children who sponsored them, but don't have to pay for them any longer.......

You can also pay for the Illegal Aliens who still go and overcrowd the waiting rooms of the Hospitals for their kids' colds because they don't want to pay a doctor to treat them - they are entitled to full service once they go to an ER......

And you can pay for all the other people who have pre-existing conditions - the operators of the Health Care website, said that the quotes given are not carved in stone and may be higher or lower depending on income and subsidies. All the above people probably will qualify for subsidies and that will make your premiums go up......

It will be interesting to see how many are still happy with their Plans in a year from now - whether with the cost or the care.

 

[FarmerJohn]

Thanks for taking an interest, Dennis. I think you meant point-for-point, not word-for-word. I may have missed a few points in my last post.

Are you aware that you yourself are trumpeting a party line? You must be wealthier than you say if it is as easy as you say to get paid for posting to forums. I'd appreciate any tips or links in that regard.

As you are no doubt aware, health insurance cos. can no longer deny coverage to those with pre-existing conditions. Instead, insurance is priced primarily by age cohort and sex. Thank you, ACA. Coverage is not restricted by party affiliation.

Is it the concept of 'mandates' that you most object to? I'm as surprised as President Obama is that conservatives are not happy about the incorporation of this conservative concept, first developed by The Heritage Foundation and put into practice in Massachusetts under Republican Governor Romney.

http://www.forbes.com/sites/theapot...e-think-tank-invented-the-individual-mandate/

 

[FarmerJohn]

but Farmer John - you can also pay for the immigrants who don't have insurance and do qualify under the ACA, such as those who have worked outside the country and now decide to come home to live.......

or the elderly parents of immigrant children who sponsored them, but don't have to pay for them any longer.......

You can also pay for the Illegal Aliens who still go and overcrowd the waiting rooms of the Hospitals for their kids' colds because they don't want to pay a doctor to treat them - they are entitled to full service once they go to an ER......

And you can pay for all the other people who have pre-existing conditions - the operators of the Health Care website, said that the quotes given are not carved in stone and may be higher or lower depending on income and subsidies. All the above people probably will qualify for subsidies and that will make your premiums go up......

It will be interesting to see how many are still happy with their Plans in a year from now - whether with the cost or the care.

Thanks for making the case for single-payer insurance, whereby the coverage is paid for by fees that not even illegals can escape paying.

The liberals are still pissed at the president for not proposing this in the first place. It's nice to know that you are a potential supporter.

Thanks.

 

[Dennis Olson]

How often do you invoice the DNC, big boy? You sure to spread the shit. And no, I meant (in this case) WORD-FOR-WORD. Those are the EXACT talking points for the scum-sucking commies.


As an aside, you're lucky in a way. I started a thread in the Lounge about you a few weeks ago, and your obvious employment by the liberals in power. Were it up to me alone, you'd already be gone. If I were you though, I'd try and find some other conservative forum on which to spread your special brand of bullshit. Because it is still my belief that your days as a paid disinformation agent on TB are numbered...

 

[Laurane]

Thanks for making the case for single-payer insurance, whereby the coverage is paid for by fees that not even illegals can escape paying. .....that is where you err FJ, most of the Illegals will qualify for subsidy and you will end up supporting so many more of them as they become Legal, as your Leader plans to do.

Farmer John - as a Canadian I am aware of the one-payer system and if a .gov is going to implement a successful health plan, it has to be that kind.........that said, it took Canada over 50 years to be satisfied with the system we have now.......taking the best of the European medical treatments (not the British, thank you), and the Asian ones and those of S. Africa, we probably have a fairly decent system.

But you know what, Farmer John.......Canadians were NEVER threatened with any kind of fine/punishment/repercussion if they didn't join the plan. They were just given the option to stay outside the plan and get their own insurance or self-insure. I have no idea how many did that, but we were not treated as criminals and made to buy a product which we might not have wanted.

Forcing people to pay for other's insurance is called Socialism/Communism/Statism and you seem to be perfectly happy with that......let's see in a couple of years eh?

 

[Bubble Head]

Goose, thank you so much for this info on Christian Health Ministries. I checked it out and talked to a representative and with a pre-existing condition this is very much what I needed. With a part-time job and a disabled daughter this is exactly what I needed and is doable for me. I cannot say how much this is so appreciated! God bless you!

I forgot to add that this is Obamacare complient!

I have my Dear Wife enrolled in Christian Health Ministries. I am a Disabled Vet and with the VA. I received a letter from the VA that I have the best health care in the World so I don't have to sign up for Obamacare. Gives you an idea of what is coming. Christian Health Ministries are exempt from Ocare and seem to be very well run. In addition we both have gotten our passports so as to be able to leave the US for health care in other countries. Doctors are fleeing this Country and you can get excellent care much cheaper in other countries like Costa Rica.

 

[LightEcho]

I wonder if I sign up for Christian Heallth Ministries in October, will that keep me from getting the 1% fine?

We are getting close to the time when the "natural" downpour of snow and hail, fire and stone, earthquake and volcano- will interrupt the flow of human pursuits..... at least I hope so. It will take major calamities to stop the human-beast cooperative machine.

 

[LightEcho]

The threat of fines (taxes) and possible prison is to coerce everyone into their collective. This whole things smells like a trap. Cattle are being herded into the chutes. The slaughterhouse is at the end of those channels.



The lies are stacked so high that nothing can be believed. Obama is flat out lying every time he talks.

And the insurance companies are reaping the benefits of these plans. Affordable means you pay more. I like the line where he mentions an Obama supporter who said- I wanted to provide healthcare to the poor but I didn't think I would have to pay for it.

 

[LightEcho]

I couldn't keep my existing plan. Costs went up. Deductibles went up. Instead of "affordable healthcare" it is now just a calamity coverage at an increased cost!

Here is a vid of increased costs.

 

[Elza]

I will not fill out the part of my TAX RETURN where I'm supposed to detail my health coverage

I’ll wager that the IRS will refuse to accept the return without all of the information required. Then, they bust you failing to file your return. Just a guess on my part but it sounds about right for the gestapo tactics used by the IRS.

 

[Dennis Olson]

"If you choose to deal with men by means of compulsion, do so. But you will discover that you need the voluntary co-operation of your victims, in many more ways than you can see at present. And your victims should discover that it is their own volition—which you cannot force—that makes you possible. I choose to be consistent and I will obey you in the manner you demand. Whatever you wish me to do, I will do it at the point of a gun. If you sentence me to jail, you will have to send armed men to carry me there—I will not volunteer to move. If you fine me, you will have to seize my property to collect the fine—I will not volunteer to pay it. If you believe that you have the right to force me—use your guns openly. I will not help you to disguise the nature of your action."

- Atlas Shrugged

 

[LightEcho]

I’ll wager that the IRS will refuse to accept the return without all of the information required. Then, they bust you failing to file your return. Just a guess on my part but it sounds about right for the gestapo tactics used by the IRS.

This is why Obama got 16,500 new IRS agents. I may very well end up in prison in 2015. Maybe sooner. I don't need to live forever in this world and I believe my honor is more valuable than another day of sucking polluted air. But even in this, I will seek to be wiser than the dragon and more difficult than an unsolvable riddle.

 

[SackLunch]

Mary wrote:

I don't understand this at all. It is our right "to pursue happiness" - why is this not under the auspices of the constitution? Why is it in the hands of the IRS?

Why is ACA in the hands of the IRS? Because it isn't about health care; it is about confiscation of your productivity, your earnings, your life. Just more taxes in different clothing.

Two weeks ago, was busted down to 29 hours for 2014. Been trying to get on healthcare.gov and register. Unemployed spouse has made it an almost full-time job spending 4+ hours per day for two weeks now on the website (a joke!) and on the phone (a bigger joke).

Between the snarky "chat" help on the website, (that can't, or won't help--imagine having to work the "help" desk for this POJ website), and the phone call: "Your wait is 30 minutes," which, after almost two hours comes back on with, "Your wait is 20 minutes". Two more hours later we gave up. With this kind of "service" we won't make the Dec. 23 deadline.

And they are going to charge us PENALTIES for their incompetence? Are they kidding? (No, my tax advisor assures me, they are not kidding.)

It should be required that everyone who voted for this nonsense sit in front of a computer and register someone, (preferably themselves) for this health insurance.

See how much of their lives it steals just to "sign up", how much of their earnings it steals per month, and how little it delivers in health care, because it's not about health care. It's about confiscation.

 

[blueridge]

Even tho' ZeroCare is failing and flailing - a little extra sand in the gears might help.

But nothing like a strong mid-term defeat for zero and his regime would - that will be priceless.

Nov. 2014, comin' right up.

 

[ShadowMan]

It's starting to look like Obamanation has drawn the line in the sand for us. Time to join in the Monkey-Wrenching...YEEHAAA!!!

 

[Petunia]

IMHO there is neither health nor care in this whole disaster. SCOTUS held it is a tax -- again just my opinion, a tax that can be easily increased to "fund" a single payer system.

 

[Elza]

Time to join in the Monkey-Wrenching...YEEHAAA!!!

Careful how you word this. People might think that you are refering to Michelle.