INSANITY Medical Insurance Company Policy

BUBBAHOTEPT

Veteran Member
Has anyone here heard of or encountered a medical insurance policy of denying sensitive information to parents when they have a child turning 13 years old. In other words, the child must give the parents permission to view certain medical info and claims. Fake news or not??? :hmm:
 

h_oder

Veteran Member
I believe that may have to do with specific state laws. the HHS website contains the following information:

227-Does the HIPAA Privacy Rule allow parents the right to see their children’s medical records

Does the HIPAA Privacy Rule allow parents the right to see their children’s medical records?​

Answer:​

Yes, the Privacy Rule generally allows a parent to have access to the medical records about his or her child, as his or her minor child’s personal representative when such access is not inconsistent with State or other law.

There are three situations when the parent would not be the minor’s personal representative under the Privacy Rule. These exceptions are:
  1. When the minor is the one who consents to care and the consent of the parent is not required under State or other applicable law;
  2. When the minor obtains care at the direction of a court or a person appointed by the court; and
  3. When, and to the extent that, the parent agrees that the minor and the health care provider may have a confidential relationship.
However, even in these exceptional situations, the parent may have access to the medical records of the minor related to this treatment when State or other applicable law requires or permits such parental access. Parental access would be denied when State or other law prohibits such access. If State or other applicable law is silent on a parent’s right of access in these cases, the licensed health care provider may exercise his or her professional judgment to the extent allowed by law to grant or deny parental access to the minor’s medical information.

Finally, as is the case with respect to all personal representatives under the Privacy Rule, a provider may choose not to treat a parent as a personal representative when the provider reasonably believes, in his or her professional judgment, that the child has been or may be subjected to domestic violence, abuse or neglect, or that treating the parent as the child’s personal representative could endanger the child.
Date Created: 12/19/2002
 

h_oder

Veteran Member
Also - you may have better chances going directly to the provider of services, instead of your insurance company
 

kyrsyan

Has No Life - Lives on TB
Yes. Same as the doctor, the insurance company is caught up in that mess. I fired more than one doctor that tried to use that with my son when it is very obvious that my son cannot make those decisions and guardianship cannot be granted until they are 19 here.
 

BUBBAHOTEPT

Veteran Member
Well, I actually read a letter from an insurance company saying what I have outlined above. I’m truly shocked….. :kaid:
 

ShadowMan

Designated Grumpy Old Fart
Yes, I used to work in medical records at a local hospital and in Michigan when a child reaches 13 they must consent to allow their parents to access their information.

Well..............in that case I hope that the kid has a FULL TIME JOB and a PLACE TO LIVE, because as long as I AM ACCOUNTABLE and FINANCIALLY RESPONSIBLE for that child I WILL HAVE FULL ACCESS and SAY. Or they are out on their ear and the state be damned!
 
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